Money can be transferred both from a card and from mobile account

Last week, the Vodafone Pay service was launched in Ukraine - a wallet for payments from a mobile operator account. The editors of PaySpace Magazine decided to test the application.

A little history

The opportunity to spend money from a mobile account not on communication services initially appeared with. However, the service has not yet become widespread.

Mobile money from Vodafone in Ukraine began to be discussed two years ago. In 2015, the British mobile operator received rights to use in the country (system mobile money, first launched in Kenya). But the service under this brand never launched. Vodafone mobile money came to Ukraine under the name Vodafone Pay.

Who can use Vodafone Pay?

Subscribers of all mobile operators can install the application. But the service’s website states that payments from personal account available only to Vodafone subscribers. Clients of other providers will be able to use card transfers.

When registering, the service requests the subscriber’s phone number and sends a one-time confirmation code to it. Everything is set up conveniently - the user does not need to switch between applications and remember a six-digit password - the application has auto-fill. All that remains is to come up with a PIN code. If you decide to log out of your account, you will have to repeat the process when you try to return.

How to pay in the app?

The Vodafone Pay app is not limited to payments from a mobile operator account. For those who are used to paying by card, there is a corresponding service. At the same time, the commission for transferring from card to card was a pleasant surprise - it is less than that of popular Internet providers.

To send money to someone, you first need to choose which account the funds will be debited from - mobile or bank. To do this, there are two items in the menu - “transfer from account” and “transfer from card”. Depending on which method you choose, the commission will change. More on this later.

• Mobile money

If you point to mobile application Vodafone number, it automatically becomes your mobile money account. Subsequently, money for purchases will be debited from the same number as expenses for calls and SMS. Please note that transfers are made only from Vodafone accounts. The editors tried to transfer money from an MTS account, and the transaction got stuck in the payment history.

• Bank cards

The application has special section for storing cards. You can add several credit cards there - integration occurs thanks to the MasterPass service. When adding a card, 1 UAH is debited from it. The amount is returned to the card within a minute. Payments from the card are received instantly.

Where can I transfer funds?

You can transfer, as well as receive, funds to different channels. After you have decided which account you will pay from and have gone to the appropriate menu, go to top panel You can choose the direction of funds - to the card or to the recipient’s mobile account.

Service commissions

Why are QR codes needed?

The application has two functions related to QR codes. This is scanning someone else's QR and creating your own. Both options make it easier to transfer money between Vodafone Pay app users. By scanning the code of the transfer recipient, the application will automatically recognize his number. And the sender does not need to enter it manually. However, the service has a clear drawback - by scanning the QR, you can only send money with payment card to your mobile account. But not the other way around.

What other payments are available in the app?

In addition to money transfers, you can pay in the application mobile communications, banking services, games, Internet, television, utility bills, taxi bills.

Another application allows you to send a request to remittance. The recipient will receive an SMS indicating the number to which money should be sent and an offer to download the Vodafone Pay application.

It is too early to talk about the demand for such a service among Ukrainians. After all, the number of its downloads is Google Play has not yet exceeded 5 thousand. And only 67 people rated the mobile wallet.

Combining bank and mobile payments in a mobile app is a good idea. After all, in Ukraine there is still no habit of spending money from a mobile account on anything other than calls and 3G. It so happens that mobile money is popular in countries where the population does not have access to banking services. Thus, in 2007, Vodafone introduced payment service M-PESA, which allowed millions of Kenyans to transfer money to each other using regular push-button phones. After 10 years, half of the country's GDP passes through this service. Let's see if mobile money will be in demand in Ukraine.

Often users of the mobile operator Vodafone have a question: “How to transfer money to another subscriber.” It's very simple and you just need to follow step by step instructions. To use the service in a matter of minutes.

How to request a money transfer

If a situation arises when there is no money in your account to make a call, then Vodafone (MTS) Ukraine will help. There are several options to “call” another subscriber with a zero balance. This service is called “Call Me Back,” or as users simply call it, “Ditch the Homeless.” This function allows you to send an SMS with a request to call the subscriber back. If you use this type of service, your friends and family will be able to call you back or top up your balance for further communication.

To send this type of request, you must press the key combination *104*phone# and call. For example: *104*80951234567#.

After sending the SMS, a message with information about the delivery of the request will be sent to the number of the requested subscriber. And the other person will receive an SMS requesting a balance transfer.

Money transfer

To transfer money, you must complete the following steps:

• press the key combination with mobile phone *150*;
• the amount must be a whole range from 1 to 30 UAH;
• press call.

You can also make money transfers using messages to the short number 150. After sending the message, a reply SMS message will be sent to your phone with detailed instructions. With a description of how to send money to a subscriber via SMS to number 150.

You should then receive an SMS with a confirmation code. To further confirm this transaction, you will need to press the following key combination *150* and the confirmation code via SMS. After completing all these actions, the other person will receive the required amount in literally a matter of minutes.

Conditions for this operation

In order to translate cash you need to know the following:

• the cost of this service is 3 UAH;
• for one transfer you can send no more than 30 UAH;
• the amount must be a multiple of one hryvnia;
• no more than 20 transfers can be made within a 24-hour period;
• after transfer and payment the cost must remain at least 5 UAH on your balance;
• in order to get more detailed instructions To transfer funds you only need to send an SMS message to number 150.

If the subscriber knows how to make such transactions, topping up another subscriber’s account will take a couple of minutes at any time of the day.

We can say that the process of transferring funds is very simple and accessible to every user. By using such a large number of transaction prompts, the number of unsuccessful attempts is kept to a minimum. So, make transactions at any convenient time.

Mobile operator Vodafone (MTS) does everything to ensure that any subscriber stays connected and is satisfied with the quality of services.

Money transfer Kyivstar is a service that allows you to transfer funds from one number to another. Although there is a small fee for using it, it has a number of advantages. Send money not only through the Kyivstar network, but also to the networks of other Ukrainian operators. Even abroad, your translation will be delivered, rest assured. Need to detailed description? Read on!

How to transfer money from Kyivstar to Kyivstar?

To transfer funds to Kyivstar subscribers, as well as other operators, you must enter a special request. It has this format:

*124*Amount*Number#. For example, *124*20*0965554433# (the number was chosen at random for a more clear demonstration).

If the amount of money sent does not exceed 20 hryvnia, you will not need to confirm the transaction. If the above value is exceeded, a confirmation notification will be received in the following form: “You intend to transfer funds in the amount of 20 hryvnia to the number 0965554433”; To confirm the operation, execute USSD request: *125#; the cost of providing services is 3 hryvnia.

Please double-check the information provided before submitting your confirmation. An amount consisting of the transaction plus commission (3 UAH) will be withdrawn from your account. After successful sending, you and the recipient will receive an SMS with information. To you: the request has been accepted and will be processed within 5 minutes; and to the recipient subscriber: your balance has been replenished by 20 hryvnia.

As you can see, transferring money from Kyivstar to Kyivstar is as easy as shelling pears. The same scheme is similar for subscribers in roaming and for other mobile operators. By the way, it’s not always possible to quickly find it abroad. Therefore, when leaving, think through all the options for the development of events in advance.

Features of the funds transfer service

Currently the service mobile transfer limited only in one case: in transactions between the prepayment number and the contract number. In the direction of the contract, the transaction is impossible.

There are restrictions, until which are removed, the transfer of funds to Kyivstar will not be possible. These include:

• if the total amount of expenses for mobile communications, from the date of activation of the SIM card, does not exceed 40 hryvnia;
• if the number was restored due to blocking or expiration.

In both the first and second cases, as soon as the amount of expenses exceeds the specified minimum, the Kyivstar money transfer service will be automatically activated. At this moment you will receive an SMS notification about its active status. Please note that it may take up to 2 days from the amount of the required costs to connection.

The maximum sending amount at one time should not exceed 200 hryvnia. Also, Kyivstar has set a monthly limit: 10,000 UAH. The conditions are such that after sending, the sender’s account should not be less than 3 hryvnia; one recipient can receive no more than 10 transfers in 24 hours; The minimum transferred amount is 1 UAH.

The funds go to the main account and are spent like the main money.

Be careful these days there are many types of mobile account fraud.

Conclusion

Now you know how you can transfer money from Kyivstar to Kyivstar, or to other operators. Transferring money to another subscriber can be an excellent solution in family planning for mobile communications expenses. Control the account balance of your children, and also help other relatives financially using the service money transfer Kyivstar. If you have no one to translate for you, you can take advantage of the offer “

When a subscriber urgently needs to top up his phone balance, he can make a request to transfer money from a friend’s phone to his phone on Vodafone. There are several ways to transfer money from phone to phone on Vodafone: via SMS messages or using a USSD command. The operation can only be performed on the territory of Ukraine, and it is not free: you will have to pay a commission fee to transfer money from a Vodafone number to Vodafone.

Conditions Observed

It is permissible to deposit money into a Vodafone phone account when both people are subscribers of this operator. For example, difficulties will definitely arise if you try to transfer money from Vodafone to Kyivstar. Not everyone today mobile operators Ukraine allows such transfers to be made to subscribers of other networks.

To transfer a specific amount, you need to have enough money on the sender's phone balance. After completing the transaction, there should be at least five hryvnia left there.

The maximum transfer size is ten hryvnia, and in one day you cannot transfer funds more than twenty times. In general, the procedure for topping up a Vodafone phone with money from another number in this network is simple, but some nuances are worth knowing.

Instructions for transferring money from Vodafone to Vodafone

There are two ways to transfer money between Vodafone phones: using a USSD command or a message. Each option needs to be considered in detail.

USSD request

To transfer funds from your phone you don’t even need to have access to the Internet. It is enough to send the correct combination, and the transaction will be completed.

How to transfer money to a Vodafone phone:

1. Enter the following request: *150*phone number*transfer size*. Press the call button.
2. After sending the command, the Vodafone subscriber will receive a message with a password to confirm the operation.
3. You need to check that the required information has been entered correctly.
4. Next, you should send the following USSD request: *150*password#.

The money, along with the commission fee, will leave the balance of the sender’s phone in a few minutes, and then almost immediately appear on the phone of another Vodafone subscriber. If the transfer of funds was successful, the system will notify the client about this.

SMS message

This option, which allows you to transfer money from Vodafone to Vodafone, is similar to the previous one, but here you need to send not a USSD combination, but an SMS. Otherwise, these methods of replenishing your account are not very different. Using both, you can transfer funds, and you will have to pay a commission in any case.

How to send money:

1. Dial an SMS message with the following content: phone number*amount to be transferred to the Vodafone subscriber.
2. Send SMS to number 150.
3. Wait until the instruction comes in response.
4. Complete all actions.
5. Wait for the password to arrive to confirm the transaction.
6. Dial the command *150*password#.

If the transaction was successful, the sender will be notified. It is impossible today to transfer money from Vodafone to Kyivstar using the same methods, but the reverse operation is permissible.

Important! The minimum transfer size is one hryvnia, and the commission is 1% plus another three hryvnia. The main thing is that after the transfer there is at least five hryvnia left on the sender’s balance. If you follow these points, you can transfer money from Vodafone to Vodafone without any problems.

Possible difficulties

Difficulties may arise when the subscriber who is planning to transfer money does not have enough money in his account. When performing a transaction, the most important thing is to pay the commission fee. In addition, you should make sure that all details are entered correctly - then the funds will go to the right person.

Typically, the transaction is completed almost instantly and without any particular problems. It is enough to enter the correct SMS message or USSD combination to top up the balance of another Vodafone subscriber.

For greater convenience for the sender, you can use the template in the future. The payment details used when making the first transfer are saved, and after that all that remains is to confirm the transaction, and the funds will appear on the balance of the recipient’s phone in a few minutes.